There is a $2000 limit on assets in Indiana, but your home does not count. Though there is an equity limit, it is well in excess of the median cost of houses in our area. If a healthy spouse is staying in the home, there is no equity limit at all.
The healthy spouse is also allowed to keep half of the shared countable assets up to a limit that is currently $130,380.
If a single person is applying for Medicaid to pay for long-term care, almost all their income would go toward the cost of the care that they receive. This requirement is waived if a healthy spouse is relying on the income. They can receive a Monthly Maintenance Needs Allowance that allows them to continue to receive some of their spouse’s income.